AI-driven Risk Analytics Leader with 18+ years of experience in banking and financial services. Specialized in building and scaling Data Science functions, deploying Machine Learning solutions for Operational & Credit Risk, and transforming traditional risk frameworks into AI-enabled ecosystems. Proven track record in model development (PD, LGD, EAD), Non-Financial Risk Capital (AMA), Risk Data Infrastructure modernization, and automation of enterprise control environments. 

CORE CAPABILITIES 

AI & Machine Learning Strategy | Risk Analytics Transformation | Operational Risk (AMA) | Credit Risk Modelling (PD, LGD, EAD) | Model Governance & Validation | Risk Data Architecture | Scenario Simulation & Stress Testing | Control Testing Automation | Predictive Risk Modelling | Data Engineering Collaboration | Regulatory Compliance | Enterprise Stakeholder Management | Global Team Leadership 

TECHNICAL STACK 

Python (ML Libraries) | SAS | SQL | VBA | Advanced Excel | Statistical Modelling | Machine Learning | Data Visualization | Business Objects | OBIEE | Cognos | Automation Frameworks 

QUALIFICATIONS

• MS (Research) in Data Science – Liverpool John Moores University, UK

• PG Program in Data Science – IIIT Bangalore 

• MBA (Business Analytics & BI) – SGV University 

• Bachelor of Business Administration – Annamalai University 

CERTIFICATIONS 

• Certified Scrum Product Owner® – Scrum Alliance 

• Base SAS Certified – SAS Institute